When an individual debtor can no longer meet his or her financial obligations, he or she may seek protection through a bankruptcy proceeding in Idaho.
When an individual files for bankruptcy, he or she will usually file for either Chapter 7 or Chapter 13 bankruptcy.
Under a Chapter 7 bankruptcy, the debtor's nonexempt assets are liquidated and his or her debts are paid off. Debts remaining after all nonexempt assets are liquidated are usually discharged.
Under a Chapter 13 bankruptcy, the debtor is put on a court-ordered payment plan. Contact a bankruptcy attorney for legal advice on filing a Chapter 7 or Chapter 13 bankruptcy.
Board Certification in Consumer Bankruptcy Law - The American Board of Certification (ABC) is accredited by the ABA to certify attorneys as specialists in consumer bankruptcy law.
NACBA serves the needs of consumer bankruptcy attorneys and works to protect the rights of consumer debtors.
Lawyer Referral Service in Idaho - The Idaho State Bar operates a Lawyer Referral Service (LRS) from its offices in Boise, Idaho. The LRS helps individuals and businesses throughout the state find a qualified attorney. Attorneys in the LRS are members in good standing with the Idaho State Bar with no pending public disciplinary complaints. Attorneys in the LRS must carry Professional Liability Insurance and are screened for their experience in a particular practice area. In exchange for a $35 consultation fee, you can contact the attorney for a 30 minute consultation at no additional charge. Call 208-334-4500 to contact the LRS in Idaho.